Car Body Work and Your Accident Compensation Claim

Auto Insurance companies will review a claim, quantify the degree of damage, estimate the cost of repairs, arrange reimbursement to the vehicle owner, and pay the body service shop. Based on the projected cost, the auto service shop will massage their numbers to obtain the most profit; in other words, they want as much of the insurance claims cash as possible. They do this by adding labor fees, finder fees, process costs, and handling cost. They will, often, also perform a fix using pre-owned parts, low quality parts, and inferior materials like bondo and fiberglass. To ensure that you, the automobile owner, get the best possible repair on your vehicle, do the following:

1. Never deliver the accident compensation claim money to the auto repair shop until the work has been completed. Auto service shops may tell you half-truths about why they cannot complete the work with the quality you anticipate them to perform. Don't forget, the repair shop should not get paid until you are satisfied and do not budge in this.

2. Inform them that the old damaged vehicle body sections have to be swapped for completely new auto body components. Regrettably, you cannot avoid using body putty or fiberglass when it comes to making junctions level; nevertheless, you can escape from applying body putty and/or fiberglass to cover indentations by instead using new components. Over-using body putty and/or fiberglass can reduce the value of the automobile.

3. Let them know that pre-owned auto body components are unacceptable. Don't forget, your investment in an insurance policy is to make sure that if a crash really does happen, the insurance company must be responsible for payment of a settlement to repair the automobile to its pre-accident form. The only time you require pre-owned materials is in a case where completely new materials are unavailable.